论文部分内容阅读
小微企业融资难是一个世界性的难题。去年以来,受复杂多变的国内外环境影响,小微企业融资难成为社会各界广泛关注的焦点。台州路桥区是我国民营经济先发地区,市场化程度较高。目前全区有各类民营企业近万家,个体工商户逾3万户,各类市场76个,其中97%属于小微企业。与众多民营小微企业发展相适应,路桥培育了台州银行、浙江泰隆商业银行、路桥农村合作银行三家地方法人金融机构,这在全国也是少有的,他们凭借鲜明的经营特色、灵活的运作机制、高效的内控管理,成为小微企业发展的重要助推器,也为区域经济发展提供了强大的金融支撑。
Small and micro enterprise financing is a worldwide problem. Since last year, due to the complex and ever-changing domestic and international environmental impact, the financing of small and micro enterprises has become the focus of widespread concern in the society. Taizhou Luqiao District is the starting point of China’s private economy, a higher degree of marketization. At present, there are nearly 10,000 private enterprises of all kinds in the region, over 30,000 individual industrial and commercial households and 76 markets of all kinds, of which 97% belong to small and micro enterprises. Adapting to the development of many small and medium private enterprises, Luqiao nurtured three local financial institutions such as Taizhou Bank, Zhejiang Tailong Commercial Bank and Luqiao Rural Cooperative Bank, which are also rare in the country. With their distinctive operating characteristics and flexible operation mechanism Efficient internal control management has become an important booster for the development of small and micro enterprises and also provided strong financial support for the development of the regional economy.