近来,以阿里巴巴为代表的传统互联网巨头,凭借十多年来锻造的服务平台及积累的用户资源和海量交易数据,高举互联网金融的大旗,开始进军融资、信贷、基金、保险等领域,在江湖掀起一股“腥风血雨”。笔者认为,以此为节点,中国的互联网应用正式步入成熟期,掀起第三次浪潮。 Recently, the traditional Internet giant represented by Alibaba has lifted the banner of internet finance and started to march into the fields of financing, credit, funds and insurance with its forged service platform and accumulated user resources and massive transaction data over the past decade. In the arena set off a “bloody”. The author believes that as a node, China’s Internet application has officially entered a mature period, setting off a third wave.