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保险受益人作为保险合同利益的最终享受者,其在保险理论研究和保险实践中的意义显而易见.但我田当前对保险受益人及其权利的理论研究和相关的立法明显滞后,与保险业发达的国家相比还存在很大的差距.本文基于中国立法的现状并在此基础上对保险受益人及其权利制度进行了研究与探讨,从不同角度对保险受益人及其权利进行深入理解,发掘我国保险法中有关受益人的法律规范存在的缺陷而亟需完善之出处.
As the ultimate beneficiary of the insurance contract, the beneficiaries of insurance are obvious in the insurance theory research and insurance practice, but the current theoretical research and related legislation on the beneficiaries and their rights of insurance are obviously lagging behind, Of the country there is still a big gap between.Based on the status quo of China’s legislation and on this basis, the beneficiaries of insurance and their rights system has been studied and discussed from a different perspective on the beneficiaries of insurance and their rights in-depth understanding, It is urgent to find the source of defects in the legal norms of the beneficiaries in our insurance law.