目前,许多中国家庭都只有一个孩子,他们的父母在孩子身上倾注了大量的精力和金钱,通常会给孩子更多的零花钱,任由他们盲目追求金钱至上、消费主义等虚假价值。鉴于这些行为,本文分析了中学生财务管理的现状和原因,并对正确的财务管理方法进行了探讨,以此为中学生的消费行为提供正确的指导。 At present, many Chinese families have only one child, whose parents have devoted a great deal of energy and money to children, often giving their children more pocket money, blindly pursuing the false values ​​of money supremacy and consumerism. In view of these behaviors, this article analyzes the status quo and reasons of financial management of middle school students, and probes into the correct financial management methods to provide guidance for middle school students’ consumption behavior.