资产配置就是一个人或一个家庭的财富放的位置到底对不对。例如一般中产阶级家庭,有一栋房,有存款,也有保险,或许还有些股票或基金。如果将这些财产换算成市场价值作为分母,将每项资产作为分子,就会出现例如房子扣除贷款占80%,存款占15%,其他占5%,这可能是大多数人 Asset allocation is the location of a person or a family’s wealth in the end right. For example, the average middle-class family has a house, deposits, insurance, and perhaps stocks or funds. If these assets are converted into market values ​​as denominators, using each asset as a numerator, for example, 80% of the loans will be deducted from the house, 15% will be deposits, and others will account for 5%, which may be most people