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发展直接融资能够分散过度集中的间接融资风险似乎成为一种共识,因此成为众多企业乃至地方政府追求的目标。本文通过对赣州18个县(市)区的调查与实证分析,得出的结论是:1、欠发达地区的融资结构风险集中在信贷市场是市场优化的自然选择;2、目前欠发达地区控制风险的重心不是降低信贷总量和分化信贷市场;3、积极引导利用民间融资市场及其他自我筹资手段比追求资本市场的直接融资工具更有效。
The development of direct financing to disperse over-concentration of indirect financing risk seems to be a consensus, it has become the goal pursued by many enterprises and local governments. Through the investigation and empirical analysis of Ganzhou’s 18 counties (cities), the conclusion is as follows: 1, The financing structure risk in underdeveloped areas is a natural choice for market optimization in the credit markets; 2, the current underdeveloped area control The focus of risk is not to reduce the total amount of credit and credit market differentiation; 3, actively guide the use of private financing market and other means of self-financing than the pursuit of capital markets more direct financing instruments more effective.