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小额信贷作为双鸭山农村一种重要的扶贫手段,被推广到大多数双鸭山贫困地区,解决了农民们贷款难、没有充足的资金进行农业生产的问题。但因为各种外部因素的影响,对小额信贷的发展产生了一定的制约。本文根据当前双鸭山小额信贷存在的问题,对小额信贷发展的外部影响因素进行分析。1.制约小额信贷发展的外部因素1.1社会因素1.1.1政策支持政府在对小额信贷的内部机制和排除外部干扰等方面起到了重要的作用,它是小额信贷参与的客观主体之一。政府依
As an important means of alleviating poverty in rural Shuangyashan, microcredit was extended to most of the poor areas in Shuangyashan and solved the problem of peasants having difficulty in obtaining loans and having insufficient funds for agricultural production. However, due to the influence of various external factors, the development of microfinance has some constraints. Based on the existing problems in microfinance in Shuangyashan, this paper analyzes the external influencing factors of the development of microfinance. 1. External factors restricting the development of microcredit 1.1 Social factors 1.1.1 Policy support The government plays an important role in the internal mechanism of microcredit and excludes external interference. It is one of the objective subjects for the participation of microcredit . Government by