城乡一体化必然带来土地、资金、劳动力等生产要素在城乡之间加速流动。金融资源如何根据生产要素流动进行重新配置,为城乡一体化发展提供良好的金融环境,是当前急需研究解决的问题。一、城乡一体化与金融需求1.土地储备和加快流转需要大量资金支撑。一方面,在实现村镇 The integration of urban and rural areas will inevitably bring about an acceleration of the flow of production factors such as land, capital and labor among urban and rural areas. How to reallocate financial resources according to the flow of factors of production and provide a sound financial environment for the integration of urban and rural areas is an issue urgently needed to be studied and solved. I. Integration of Urban and Rural Areas and Financial Demand 1. Land reserves and the need to speed up the transfer require substantial financial support. On the one hand, in the realization of villages and towns