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21世纪是一个信息爆炸的时代,我国正面临信息化变革和人口老龄化加剧的双重考验。在以互联网金融为代表的数字经济不断发展过程中,将不可避免地产生“数字鸿沟”现象。老龄居民作为数字经济时代的弱势群体,往往被数字鸿沟阻挡在互联网金融之外。探析老龄居民参与互联网金融的情况以及存在的主要障碍以及数字鸿沟对老龄居民参与互联网金融的影响,研究促进老龄居民参与互联网金融的信息无障碍措施,是一个无可回避且亟待解决的问题。
The 21st century is an era of information explosion. Our country is facing the double test of informational change and the aging of the population. The continuous development of the digital economy represented by Internet finance will inevitably lead to the phenomenon of “digital divide”. As a vulnerable group in the era of digital economy, elderly residents are often blocked by the digital divide beyond Internet finance. It is an unavoidable and urgent issue to analyze the situation of the elderly residents in Internet finance, the main obstacles and the digital divide’s impact on the participation of the elderly residents in the Internet finance. It is also an unavoidable and urgent issue to study the accessibility measures to promote the participation of the elderly residents in the Internet finance.