近年来,公积金贷款作为住房商业贷款的有益补充,正日益受到广大工薪阶层的欢迎。而与此同时,由于公积金贷款业务开办时间不长,因此在信贷实践中仍有不少问题亟待完善。本文分析了当前公积金信贷业务中存在的突出问题,并有针对性地提出了几点政策建议。 In recent years, provident fund loans as a useful supplement to commercial housing loans, is increasingly welcomed by the working-class majority. However, at the same time, due to the fact that the provident fund loan business was not started for a long time, quite a few problems in credit practice still need to be improved urgently. This article analyzes the outstanding problems existing in the current provident fund credit business and puts forward some policy recommendations in a targeted manner.