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随着我国保险业的快速发展和增长方式的转变,越来越需要更加完善的保险业务评价体系,来全面地反映保险业发展的实际状况。内含价值评估是国际保险业的发展趋势,如何运用此方法来评价寿险公司的经营状况,对促进我国保险业可持续发展具有重要的意义。
With the rapid development of China’s insurance industry and the change of growth mode, more and more perfect insurance business evaluation system is needed to fully reflect the actual situation of insurance development. The evaluation of implied value is the development trend of the international insurance industry. How to use this method to evaluate the operating conditions of life insurance companies is of great significance to the sustainable development of China’s insurance industry.