论文部分内容阅读
文章研究森林病虫鼠害指数保险的指数构建问题,为开创林业指数保险这一全新保险品种和促进林业健康发展提供支持。首先,利用辽宁省21个县市2008~2013年72个月的月度面板数据进行回归分析,识别森林病虫害的显著风险致灾因子;然后,以显著的风险致灾因子为依据得到各县市森林病虫害发生率;最后,根据辽宁省实际情况,将森林病虫害发生率与人为基准相结合构建出森林病虫害指数。研究结果表明,辽宁省不同县市森林病虫害指数介于2~36之间,差异明显,因而提出了进行费率厘定时应分区考虑、进行指数设计时要因地制宜的建议。
This paper studies the index construction of forest pests and diseases index insurance, and provides support for opening a new insurance index of forestry index insurance and promoting the healthy development of forestry. Firstly, the monthly panel data of 21 counties in Liaoning province from 2008 to 2013 were used for regression analysis to identify the significant risk and hazard factors of forest pests and diseases. Then, based on the significant risk and hazard factors, Finally, according to the actual situation in Liaoning Province, the incidence of forest pests and diseases and human-based baseline to build a combination of forest pests and diseases index. The results show that the index of forest pests and diseases in different counties and cities in Liaoning Province is between 2 and 36, and the difference is obvious. Therefore, we put forward some suggestions that should be divided into districts when deciding the rates and should be designed according to local conditions.