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理财能力是生存能力的重要组成部分随着改革开放和商品经济的发展金钱和与金钱有关的各种观念及行为堂而皇之地进入到人们生活的各个领域。当今的孩子很小的时候就接触到钱许多孩子不仅有平时的零花钱节日的压岁钱就连考试取得了好成绩，乃至做家务都可以得到一定数额的奖赏。?
Money management ability is an important part of the viability of the people With the reform and opening up and the development of the commodity economy money and money-related ideas and behavior into all areas of people’s lives. Today’s children come into contact with children when they are very young. Many children get good grades, not even normal pocket money festivals. Even exams can earn a certain amount of rewards. ?