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本文以财产保险的赔偿问题为主题,以我国现行保险法为依据,结合有关保险赔偿数额问题的法规及实践过程,对我国保险法中保险赔偿价值的确定和法规适用上存在的相关问题进行了研究和分析,论述了财产保险中保险赔偿问题的赔偿原则、价值及金额的确定,并在此基础上对我国财产保险合同中保险赔偿问题的现行法律规定进行了分析并提出了对策建议。
Based on the current insurance law in our country, combined with the laws and regulations on the amount of insurance compensation and the practice process, this article studies the problems in determining the value of insurance compensation in our country’s insurance law and the application of laws and regulations Analyzes and discusses the principle, value and amount of compensation for compensation in the insurance of property insurance, and on the basis, analyzes the existing legal provisions of the insurance compensation in our country’s property insurance contract and puts forward countermeasures and suggestions.