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美国作为最早开展信贷资产转让市场业务的国家,在市场份额、认知度及发达程度均相对于其他国家地区有着更多的优势。从1991年起美国信贷资产转让市场交易规模显著攀升,在2007年交易规模增大到近5200亿美元,2008年金融危机虽然对美国金融体系形成了很大的冲击,但是贷款转让交易规模依然维持高位,为缓解银行流动性危机提供了渠道。欧洲地区信贷资产转让的交易规模走势与美国相似,但交易规模将近为美国的一半,其市场模式相对于美国更加突出体现出原有的以银行为中心的格局。
The United States, as the earliest country to develop the credit assets transfer market, has more advantages in market share, awareness and degree of development than other countries and regions. Since 1991, the scale of transactions in the credit assets transfer market in the United States has risen significantly. The scale of transactions increased to nearly 520 billion U.S. dollars in 2007. Although the financial crisis in 2008 formed a great impact on the U.S. financial system, the scale of loan-to-money transactions remained unchanged High, to ease the bank liquidity crisis provides a channel. Similar to the United States, the transaction scale of credit assets in Europe is similar to that in the United States, but the scale of the transaction is nearly half that of the United States. Its market model is more prominent than the United States to reflect the original banking-centric pattern.