提示：这是一起中小学生及儿童平安健康保险的案例，在此案中没有指定受益人，而法定受益人（被保险人的父母）由于离婚，一方与被保险人非共同生活，另一方先于被保险人死亡，在这种情况下，如何确定保险受益人，通过这个案子可以看出作为保险公司的工作人员，不仅应具有... Tip: This is a case of primary and secondary school students and children’s health insurance. In this case, no beneficiary is designated. However, the legal beneficiary (the insured’s parents) is living together with the insured because of divorce, and the other party first In the event of death of the insured, how to determine the beneficiary of the insurance in this case can be seen through this case as an insurance company staff, not only should have ...