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近一年来,上海的钢贸泥潭、山西的矿业漩涡,将为这些钢贸、煤矿企业发放信贷的银行推向危险悬崖。A股16家上市银行今年的一季报显示,16家上市银行的不良贷款余额已从2013年年报的4810亿元上升至5179亿元,不良贷款率由0.98%上升至1.01%。随着实体经济信贷风险上升,一些银行大肆进军银行同业业务。央行的数据显示,2009年初至2013年末,银行同业资产从6.21
In the past year, the quagmire of steel trade in Shanghai and the mining vortex in Shanxi have pushed the banks that credit these steel trade and coal mining enterprises to danger cliffs. A quarterly report of 16 listed banks of A-share shows that the balance of non-performing loans of 16 listed banks rose to RMB517.9 billion from RMB481 billion reported in the 2013 Annual Report, and the non-performing loan ratio increased from 0.98% to 1.01%. As the credit risk to the real economy rises, some banks wantonly enter the interbank business. Central bank data show that from the beginning of 2009 to the end of 2013, interbank assets from 6.21