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金融发展情况介绍息息相关,本文通过构建计量模型的方式,对我国农村的正规金融发展、非正规金融发展和金融波动给农村贫困减少带来的影响进行了分析,并得出了相应的结论。虽然农村正规金融也能够促进农村贫困减少的影响却并不大,而且主要影响在于农村绝对贫困,农村相对贫困的影响不大。非正规金融发展也没有起到促进农村贫困减少的作用,而金融波动更会给农村贫困减少带来负面影响。因此要促进农村贫困减少,必须将非正规金融机构和正规金融机构和谐共生的农村金融体系建立起来,对农村非正规金融进行引导,避免和减少农村贫困减少受到的金融波动的不良影响,从而真正改善我国农村的贫困状况,,促进农村贫困减少。
The introduction of financial development is closely related. This paper analyzes the impact of formal financial development, informal financial development and financial volatility on rural poverty reduction in rural areas through the construction of a quantitative model and draws the corresponding conclusions. Although the formal finance in rural areas can also promote the reduction of rural poverty, the impact is not large, and the main impact is that rural areas have absolute poverty and rural areas have relatively little impact on poverty. Informal financial development has also failed to contribute to the reduction of rural poverty, which, in turn, can have a negative impact on rural poverty reduction. Therefore, in order to promote the reduction of rural poverty, we must set up a rural financial system in which the informal financial institutions and the formal financial institutions coexist in a harmonious way, and guide the informal finance in rural areas to avoid and reduce the adverse effects of the financial fluctuations on the reduction of rural poverty so that the real Improve the poverty situation in rural areas of our country, and promote the reduction of rural poverty.