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随着粮棉流通体制市场化改革的不断深入,农发行收购资金封闭管理的难度加大,防范和化解信贷风险的任务更加艰巨。我行根据总行年中分行行长会议精神,确立了切实提高封闭管理水平的工作思路,并重点抓好以下三项工作。一、找准切入点,准确把握非保护价收购信贷政策我们要按照“以销定贷、以效定贷”的信贷政策。找准非保护价粮棉信贷的切入点,即正确理解和把握非保护价粮棉收购贷款的政策性,及时调整和完善非保护价信贷政策措施,
With the deepening of the market-based reform of grain and cotton circulation system, it is more and more difficult for the ADBC to close the acquisition fund and make the task of preventing and resolving credit risks even more arduous. In accordance with the spirit of the meeting of the president and branches of mid-year branch of the Bank, the Bank established the working train of thought to effectively improve the level of closed management and focused on the following three tasks. First, identify the entry point, an accurate grasp of the non-protection of the acquisition of credit policy We have to follow the “set by the sales of loans, to set a loan” credit policy. Identify the non-protection price of grain and cotton credit point of entry, that is, a correct understanding and grasp of the non-protection price of grain and cotton purchase loans policy, timely adjustment and improvement of non-protection price credit policy measures,