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自1998年以来,我国房地产业保持了迅猛的发展势头,对国民经济的拉动效应也越来越大,2002年我国GDP增长8％,其中房地产业对GDP的直接贡献率与间接贡献率之和达到1.9％-2.5％,标志着房地产业在国民经济中的支柱产业地位已经确立起来。与此相适应,商业银行的房地产贷款也从无到有,由小变大,成为我国银行业务的一个新的重要增长点。然而进入2003年以来,伴随着房地产业的潮涨潮落,房地产贷款也同样经历了云起云飞,让我们一起关注那:风雨房贷潮。
Since 1998, China’s real estate industry has maintained a rapid momentum of development, and its pulling effect on the national economy is also growing. In 2002, China’s GDP grew by 8%. Among them, the sum of direct and indirect contribution of real estate to GDP Reached 1.9% -2.5%, marking the real estate industry in the national economy, the pillar industry status has been established. In line with this, the commercial bank real estate loans from scratch, from small to large, become China’s banking business a new important growth point. However, since 2003, with the ups and downs of the real estate industry, real estate loans have also experienced a cloud Yunfei, let us pay attention to that: the trend of the mortgage boom.