做保险风险有多大

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近日,本刊编辑部收到云南省香格里拉县虎跳峡镇龙凤芝读者的一封来信。龙凤芝在信中说,她前些时参加了“泰康人寿保险”的培训,经过努力拿到了结业证书。龙凤芝觉得,保险市场向农村推广是大势所趋,如果让农民在年轻时用省下来的钱买份保险,等老了之后领取养老金,是不错的保障方式。但让龙凤芝苦恼的是,她参加这个培训,是家人反对、朋友怀疑。理由是:人寿保险一年半载不能见效,在农村都是乡里乡亲的熟人,万一公司经营不善倒闭,或者公司背着业务员做欺诈客户的事情,她就有可能不自觉地陷入到“骗子”的行列。龙凤芝说,她现在的心情特别矛盾,一方面特别想尝试这份极具挑战性的工作,一方面又怕无意中欺骗了别人。希望本刊编辑部给她做个参谋。针对龙凤芝朋友的疑惑,我们将她的问题整理出来之后,贴到了“农家女网站”的留言板上,很快,就有热心的读者朋友进行了回复。 Recently, our editorial department received a letter from readers of Longfengzhi in Hutiaoxia County, Shangri-La County, Yunnan Province. Long Feng Chi said in the letter, she participated in a while ago “Taikang Life Insurance ” training, after hard to get the certificate of completion. Long Feng Chi feel that the promotion of the insurance market in rural areas is the trend of the times. It would be a good guarantee for peasants to buy insurance if they saved themselves when they were young and to get old-age pensions. But to make Long Fengzhi distressed is that she attended this training, is the family opposition, friends suspect. The reason is: life insurance can not be effective for a year and a half, in rural areas are acquaintances of the folks in the village, in case the company fails to close down, or the company carrying a salesman to do fraud clients, she may unconsciously fall into the “Liar ” ranks. Long Fengzhi said that she is in a particularly contradictory mood at the moment. On the one hand, he particularly wants to try this extremely challenging job. On the one hand, he fears he or she cheated others. I hope my editorial staff to give her a staff officer. Pursuit of Longfengzhi friends, we put her questions sorted out, posted to “Farmer Female Website ” message board, and soon, there are enthusiastic readers friends responded.
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