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一是贷款调查关。通过信用村、信用专业合作社评定等,优选贷款准入目标村(社),从源头防控贷款风险;通过审慎核定客户授信额度和期限,防止农户过度融资导致的贷款风险。二是贷后管理关。通过联合开展交叉式贷后检查,及时纠正贷款
First, the loan investigation. Through credit village and credit professional cooperative appraisals, we should optimize the loan access to the target village (community) to prevent and control the loan risk from the source; and to prevent the loan risk caused by over-financing by farmers through careful approval of the credit line and term of customers. Second, post-lending management. Through the joint cross-loan inspection, promptly correct the loan