中介市场越发展,保险市场越成熟。只有加快保险市场体制和机制的改革,才能更好促进保险中介机构发展和市场建立,才能进一步完善保险市场结构。目前,全国共有保险营销员300多万人,兼业代理机构20万余家,专业中介机构2500多家,2013年中介渠道保费占全国总保费的比例达80%。然而,我国保险中介市场整体仍处于初级阶段,还存在诸多问题并影响行业的发展。 The more developed the intermediary market, the more mature the insurance market. Only by speeding up the reform of the insurance market system and mechanism can we better promote the development of insurance intermediaries and market establishment so as to further improve the insurance market structure. At present, there are more than 3 million insurance marketers, more than 200,000 part-time agencies and more than 2,500 specialized agencies. In 2013, the proportion of intermediary channel premiums in the country’s total premiums reached 80%. However, the insurance intermediary market in our country as a whole is still in the initial stage, there are still many problems and affect the development of the industry.