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零基预算所具有的科学计算、全面评估、程序控制等特点,为商业银行压缩成本、提高管理水平提供了一套行之有效的预算管理方法。运用这样的方法,银行可以在事前较为准确地了解成本费用配比情况,把握整体盈利状况,为经营决策者提供更为有效、可靠的预测信息,从而提高决策的科学性和准确性。
Zero-based budget with scientific computing, a comprehensive assessment, process control and other characteristics for commercial banks to reduce costs and improve management level provides a set of effective budget management methods. In this way, banks can understand the cost-cost ratio in advance and grasp the overall profitability, so as to provide more effective and reliable forecast information to business decision-makers, so as to improve the scientific and accurate decision-making.