在社会主义市场经济之下,我国经济获得了空前的飞速发展,产生了一系列新的消费方式,预付消费以其方便优惠的消费模式,获得了广大经营者消费者的青睐,但由于其缺乏一定的法律规制,使这种消费方式在发挥优势的同时,弊端也逐渐显现出来。本文通过对预付消费概念、弊端等的研究,并提出相应的解决措施,从而为促使预付消费在市场经济中得到相应的规制提供一些立法的建议。 Under the socialist market economy, China’s economy has enjoyed unprecedented rapid development, resulting in a series of new modes of consumption. Prepaid consumption is favored by the majority of operators through its convenient and favorable consumption patterns. However, due to its lack of A certain amount of legal regulations make this kind of consumption mode exert its advantages at the same time, the disadvantages also gradually appear. Based on the research on the concepts and drawbacks of prepaid consumption and the corresponding solutions, this article provides some legislative suggestions to promote the pre-paid consumption in the market economy.