论文部分内容阅读
食品安全责任保险具有经济补偿、资金融通和社会管理等责任保险的共有功能,并且其最终的受益群体是食品消费者。在现行法律制度下,企业的自发性食品安全责任保险需求不足,责任保险的投保率低,对此,政府通过行政指导的方式加以引导,既充分发挥保险的社会管理功能,又能有效调动食品安全责任保险的供给及有效需求。本文试结合我国各地方正在进行的食品安全责任保险行政指导工作试点工作,探讨该保险领域中行政指导的特点、方式及具体实施步骤。
Food safety liability insurance has the common function of liability insurance such as economic compensation, financing and social management, and its ultimate beneficiary is food consumers. Under the current legal system, enterprises lack of spontaneous demand for food safety liability insurance and low insurance coverage of liability insurance. In this regard, the government guides them through administrative guidance, which not only gives full play to the social management functions of insurance but also effectively mobilizes food Supply of safety liability insurance and effective demand. This paper tries to combine the ongoing pilot work of food safety liability insurance administration in various places in our country, and discusses the characteristics, methods and specific implementation steps of the administrative guidance in the insurance field.