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2008年,保险业经受了许多困难与考验,并实现了较好的发展。但我们必须清醒地看到,世界经济环境中的不确定因素明显增加,国际金融危机愈演愈烈,迅速从局部发展到全球,从金融领域扩散到实体经济领域,我国保险业发展面临着来自国际国内的严峻挑战。展望2009年,复杂的经济形势使保险业的发展面临许多不确定性;财产保险市场增长面临压力,承保利润面临考验;银行保险加大调整力度,寿险业务增长相对趋缓;农村保险将继续探索前行;保险市场秩序的治理有赖于体制改革与创新。
In 2008, the insurance industry has withstood many difficulties and tests and achieved sound development. However, we must be soberly aware that the uncertainties in the world economic environment have obviously risen. The international financial crisis has intensified. It has rapidly developed from the local area to the global area and spreads from the financial area to the real economy. The development of the insurance industry in our country faces challenges from the international and domestic serious challenge. Looking forward to 2009, the complicated economic situation will make the insurance industry face many uncertainties. The growth of the property insurance market will face pressure and the underwriting profit will face the test. Bank insurance will intensify its readjustment and the growth of life insurance business will be relatively slow. Rural insurance will continue to explore Go ahead; the governance of the insurance market depends on system reform and innovation.