环境责任保险是保险业中的一个新宠,它是伴随着环境污染事故的不断出现和公众环境意识的日益增强而出现的。目前,在世界各主要发达国家,环境责任保险业务和保险制度已经进入较为成熟的阶段。我国的保险事业起步较晚,环境责任保险方面更是一片空白,因此必须因地制宜地发展环境责任保险。 Environmental liability insurance is a new darling of the insurance industry, it is accompanied by the emergence of environmental pollution accidents and public awareness of the environment has emerged. At present, in the major developed countries in the world, the environmental liability insurance business and the insurance system have entered a more mature stage. China’s insurance business started relatively late, and environmental liability insurance is even more blank. Therefore, it is necessary to develop environmental liability insurance according to local conditions.