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近段时间来,北京住房公积金管理中心发布了一系列有关公积金的新规定。先是将住房公积金贷款利率调高0.18%,后对个人住房贷款政策性贴息限定上限。相对于3月17日央行对商业银行自营性个人住房贷款利率最低上调0.2%,贷款上限调整为同期贷款利率水平,上不封顶的政策调整,公积金贷款的利率只上涨了0.18%。同时由于公积金贴息贷款门槛的降低及能享受到的低利率,公积金贷款的优势已更加明显逐渐显露,许多购房者更加看重公积金贷款。
Recently, Beijing Housing Fund Management Center released a series of new provisions on provident fund. First, the housing provident fund loan interest rates increased 0.18%, after the personal housing loan policy discount interest ceiling. Relative to the March 17, the central bank raised the minimum interest rate on commercial banks for self-employed personal housing loans by 0.2%. The loan ceiling was adjusted to the lending rate for the same period. The un-capped policy was adjusted and the interest rate for fund loans rose only by 0.18%. At the same time as the low threshold of low interest rate loans and can enjoy low interest rates, the advantages of provident fund loans have become more apparent gradually, many home buyers pay more attention to provident fund loans.