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预期寿命提高给经合组织(OECD)国家公共养老金计划带来挑战,老龄化对公共养老金制度财务的影响越来越凸显,因此,将养老金待遇与更高预期寿命联系的延迟退休就成为各国重要的改革措施。但由于政策设计缺乏弹性,继续工作激励机制不合理而受到工会和反对派的猛烈抨击。在德国,有学者对2007年以法定(标准)退休年龄从65岁提高到67岁为核心的改革评价为“方向性错误”。本文旨在阐明为何赋予人们更多的退休选择权,优化继续工作激励有利于构筑可行的改革道路。
Increasing life expectancy poses challenges to OECD national public pension plans and the impact of aging on the financial aspects of the public pension system is becoming more pronounced. Therefore, postponement of retirement benefits associated with higher pension life expectancy It has become an important reform measure for all countries. However, due to the ineffectiveness of policy design and the unreasonable continuation of work incentives, the trade unions and the opposition fiercely criticized it. In Germany, some scholars rate the “wrong directionality” in 2007 as the core reform of the statutory (standard) retirement age from 65 to 67 years old. The purpose of this article is to clarify why giving people more retirement options and optimizing the continuation of their work incentives are conducive to building a viable reform path.