财商教育的过程始终包含着对德育功能的关注,初中财商教育是实现德育功能的重要载体。在深化教育教学改革的背景下,考察初中财商教育中的德育精神,寻找初中财商教育德育功能的实现路径,探讨初中财商教育实现德育功能应注意的问题,对推动我国素质教育的发展具有重要的现实意义。 The process of financial education has always included the concern of moral education, education of junior high school is an important carrier of moral education. Under the background of deepening the reform of education and teaching, this article examines the moral education in middle school finance and education, finds out the way to realize the moral education function in junior middle schools, and explores the problems that should be paid attention to in order to realize the moral education in junior middle schools. It has important practical significance.