医疗保险是覆盖人数最多的险种之一,北京市的特点是大医院多、设备先进、医疗消费水平高,改革难度大。经过一年多的努力,以基本医疗保险为基础,以企业补充医疗、大额互助、公务员补助、社会救助和商业投保为补充的医保体系已经确立,运行良好。目前仍有一些特殊人群、特殊问题需要解决,同时加快医药卫生体制改革也是医保制度建设的重要组成部分。 Medical insurance is one of the most covered types of insurance coverage. Beijing is characterized by its large number of hospitals, advanced equipment, and high level of medical spending, which make it difficult to reform. After more than a year of hard work, the health care system based on basic medical insurance supplemented by enterprise supplementary medical care, large mutual aid, civil service subsidies, social assistance and commercial insurance has been established and is operating well. At present, there are still some special populations that need to be solved for special problems. At the same time, accelerating the reform of the medical and health system is also an important part of the health insurance system.