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中小企业的发展在国民经济中的地位和作用已越来越明显,但是当前作为阻碍中小企业发展的一大“瓶颈”问题——融资难的问题已是不争的事实。本文就目前的现状分析了中小企业融资方式以及融资难的原因,并提出了几点解决中小企业融资难问题的意见。可以看出我国的中小企业只有适应时代的要求,不断的进步不断的发展,才能使我国的中小企业在激烈的经济竞争中立于不败之地。
The status and role of the development of SMEs in the national economy have become more and more obvious. However, it is an indisputable fact that the current “bottleneck” problem that hinders the development of SMEs - financing difficulties. This article analyzes the current situation of SME financing and the reasons for the difficulty of financing, and put forward some suggestions to solve the problem of SME financing. It can be seen that only by adapting to the requirements of the times and making constant progress and continuous development can SMEs in our country be able to make their small and medium-sized enterprises invincible in the fierce economic competition.