个人破产法律制度作为一种个人债权债务纠纷的解决机制,能够平衡保护债权人、债务人的利益,具有公平、高效等诸多优越性。它已先后被世界各国所认可并确立,然而我国个人破产问题的立法仍旧处于空白阶段。我国个人破产立法具有公平、效率、同一性三个方面的价值。 Personal insolvency legal system as a solution to the personal claims and debts disputes can balance the interests of creditors and debtors, with fairness and efficiency and many other advantages. It has been recognized and established by all countries in the world. However, the legislation on personal bankruptcy in our country is still in a blank phase. The personal bankruptcy legislation in our country has the values ​​of fairness, efficiency and identity.