美国理财专家柯特·康宁汉有句名言:“不能养成良好的理财习惯,即使拥有博士学位,也难以摆脱贫穷。”虽然养成好的理财习惯是个有些痛苦的过程,但这些习惯可以让你“有钱一辈子”。美国学者托马斯·史丹利调查过上万名百万富翁,其中的84%都是从储蓄和省钱开始的;大约70%的富翁每周工作55个小时,仍然抽时间进行理财规划;这些富翁一年的生活花费占总财产的7%以下,即使没有工作收入、坐吃山空,平均也能撑过12年。 Curt Corningham, a U.S. financial expert, famously said: “We can not develop good financial habits and have difficulty getting out of poverty even with a Ph.D.” Although it is somewhat painful to develop good financial habits, these habits Can let you “rich life ”. American scholar Thomas Stanley surveyed tens of thousands of millionaires, of which 84% are from saving and saving money; about 70% of the rich work 55 hours a week, still taking time for financial planning; the rich one Years of living cost less than 7% of the total property. Even without working income, they could spend an average of 12 years on the mountain and sky.