商品房预售是目前房地产采用的一种主要交易方式,人们习惯上称为“按揭”购房。从法律上讲,“按揭”的概念是否正确?商品房预售是“按揭”还是“抵押”?本文从法律的角度对此进行了界定。 Real estate pre-sale is currently used in real estate as a major transaction, people used to be called “mortgage” purchase. Legally speaking, the concept of “mortgage” is correct? Pre-sale of commercial housing is “mortgage” or “mortgage”? This article from a legal point of view to define this.