科技金融体系是指为了促进研究开发、成果转化和高新技术产业聚集,各类金融要素与科技要素汇集和融合而形成的一系列制度安排。从结构要素看,科技金融体系包括公共科技金融体系、创业风险投资体系、科技贷款体系、科技资本市场体系、科技保险体系和科技金融环境建设体系等。构建合适的科技金融体系能有效促进科技与金融的结合,实现科技金融资源的合理配置。从国际经验看,美国硅谷、日本筑波科学城、新加坡肯特岗科学园和以色列等 Science and technology financial system refers to a series of institutional arrangements formed to promote the integration of research and development, the transformation of achievements and the gathering of high-tech industries and various types of financial elements and scientific and technological elements. From the perspective of structural elements, the financial system for science and technology includes the public finance system for science and technology, the venture capital investment system, the science and technology loan system, the science and technology capital market system, the science and technology insurance system and the science and technology financial environment construction system. Establishing a suitable science and technology financial system can effectively promote the combination of science and technology and finance and realize the rational allocation of science and technology financial resources. From international experience, Silicon Valley in the United States, Tsukuba Science City in Japan, Kent Ridge Science Park in Singapore and Israel