一辈子不知道自己的钱财进出情形,而除非你是亿万富翁,并有专人替你理财,否则这样的不清楚迟早会带来麻烦,甚至灾难。在进行理财前,有必要先弄清楚你有多少财好理,也就是说,你有必要知道你有多少资产,有多少负债,资产扣除负债后还剩多少,这些剩下来的,才是真正属于你的资产,叫做净资产(netasset);它的价值,叫 Do not know his life out of a lifetime of wealth, and unless you are a billionaire, and someone to finance your money, or else this is not sure sooner or later will bring trouble, or even disaster. Before making a financial management, it is necessary to find out how much money you have, that is, you need to know how many assets you have, how many liabilities, what is left after the assets have been deducted from the liabilities, what is left over from the rest Your own asset, called netasset; its value, is called