中小企业是我国经济的重要组成部分,但融资困难一直是制约中小企业发展的“瓶颈”。本文首先分析了我国中小企业融资困难的原因,并从法律体系与制度、财政补贴、贷款优惠几个方面提出了帮助中小企业摆脱融资困境的对策建议。 Small and medium-sized enterprises are an important part of our economy, but financing difficulties have always been the “bottleneck” restricting the development of SMEs. This article first analyzes the reasons for the difficulties of SME financing in our country, and puts forward countermeasures and suggestions to help SMEs get out of the financing difficulties from the legal system and system, financial subsidies and loan preferences.