成功理财造就幸福一生,如何理财,这是摆在我们每个家庭、每个人面前的一大课题。笔者认为起码应该制订以下八大计划:职业计划。职业是收入的主要来源,在制订个人理财计划时,首先应该计划自己的职业,刚毕业的大学生更是如此。选择职业首先要正确评价自己的性格、能力、爱好、人生观,其次要收集大量有关工作机会、招聘条件等信息,最后确定工作目标和实现这个目标的计划。消费和储蓄计划。决定一年的收入多少用于当前消费,多少用于储 The success of financial management to create a happy life, how to manage money, which is placed in each of our family, each one before a major issue. I believe that at least the following eight major programs should be formulated: career plan. Occupation is the main source of income, in the development of personal financial plan, we should first plan their own occupation, just graduating college students is even more so. First of all, to choose a job to correctly evaluate their own personality, abilities, hobbies, outlook on life, and secondly to collect a large number of job opportunities, recruitment conditions and other information, and finally determine the work objectives and plans to achieve this goal. Consumption and savings plans. Decide how much a year ’s income is spent on and how much to spend on storage