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通过林权证抵押,银行等金融机构在进行商品林放贷时,资金的安全能得到一定的保障。但林业的特性、交易成本、理性经济人等内外环境的影响,林权抵押扩大商品林信贷规模受到了限制。本文通过分析林权抵押对商品林信贷规模的影响,并对其效果进行评价,认为须从多个角度着手改善当前商品林信贷的环境。
Through the forest card right mortgage, banks and other financial institutions in the commercial forest lending, the security of funds can get some protection. However, the characteristics of forestry, transaction costs, the rational economic man and other internal and external environment, the impact of forest right to extend the scale of commercial forest credit has been limited. This paper analyzes the impact of forest property right mortgage loan on the scale of commercial forest and evaluates its effect, and believes that it is necessary to improve the current environment of commercial forest credit from multiple perspectives.