民营中小企业的发展是推动经济增长、充分就业和技术创新的重要力量。建立中小企业信用担保体系是世界各国扶持中小企业发展的通行做法,是政府综合运用市场经济手段和宏观调控措施的成功典范,是变行政干预为政策引导的有效方式,是重塑银企关系、强化信用观念、化解金融困难和中 The development of private-owned SMEs is an important force in promoting economic growth, full employment and technological innovation. Establishing a credit guarantee system for SMEs is a common practice for all countries in the world to support the development of small and medium-sized enterprises. It is a successful example of the government’s comprehensive application of market economy measures and macro-control measures. It is an effective way to change administrative interventions for policy guidance, Strengthen the concept of credit, to resolve financial difficulties and in