论文部分内容阅读
民间借贷在中国有着悠久的历史,进入21世纪尤其是近几年民间借贷又逐渐复苏,其规模呈现上升趋势。特别是在江苏、浙江等经济较为发达的地区,民间资本通过新设、重组、股权受让、增资扩股等方式入股非银行业机构,部分民间资本实现了对非银行业机构的控股,已经形成了不容忽视的规模和影响力。因此,我们必须深刻认识民间借贷的双面性,以法律形式规定其在金融体系中的地位,引导和规范其发展有利于社会的一面,消除负面影响,从而更好地推动中国经济的进一步发展。
Private lending has a long history in China. In the 21st century, especially in recent years, private lending has gradually recovered and its scale has shown an upward trend. Especially in Jiangsu, Zhejiang and other economically developed areas, private capital shares of non-banking institutions through new, reorganization, equity transfer, capital increase and other means, some private capital to achieve the control of non-banking institutions, has been Formed a size and influence can not be ignored. Therefore, we must profoundly understand the duality of private lending, define its position in the financial system by law, guide and standardize its development in favor of the society and eliminate its negative effects so as to better promote the further development of China’s economy .