今年我国凭证式国债发行在热销、畅销的同时也存在一些问题，凭证式国债发行任务分配的网点太少，且都集中在大中城市，县城及乡镇居民几乎购买不到。一方面是由于城市居民收入水平相对较高，国债利率比同期储蓄利率高，不再需要采用政治动员和行政分配等强制发行方式就出... This year, the issuance of China’s warrants bonds is still hot and popular. There are also some problems at the same time. There are too few outlets for the issuance of certificate-based treasury bonds, and they are all concentrated in large and medium-sized cities. County residents and townspeople almost can not buy them. On the one hand, due to the relatively high income level of urban residents, the interest rate of treasury bonds is higher than the interest rate of savings over the same period, no longer need to adopt the compulsory issuance of political mobilization and administrative distribution.