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比尔·盖茨的预言似乎正成为现实。传统商业银行的黄金时代已经过去,现在的金融产业已进入“小时代”。消费是王道,需求是保障。互联网改变最大的是什么?是渠道、思维、用户习惯。传统金融的创新很难再有作为。这个任务得由互联网金融来完成,因为他们更擅长贴近中小用户进行“三温暖”式服务。谁能解决需求,谁能挖掘出人们消费的欲望,谁就在互联网金融战中获胜。如果说2013年是互联网金融元年,那么2014年对于新兴的互联网金融行业
The prediction of Bill Gates seems to be coming true. The golden age of traditional commercial banks has passed, and now the financial industry has entered the “era”. Consumption is king, demand is guaranteed. What is the biggest change in the Internet? Is the channel, thinking, user habits. It is hard to innovate traditional finance. This task has to be completed by the Internet finance, because they are better at small and medium users close to “three warm ” type of service. Who can solve the demand, who can dig out the desire of people to consume, who won the Internet financial war. If 2013 is the first year of Internet finance, then in 2014 for the emerging Internet finance industry