从孟加拉国格莱珉银行发展开始,国际上小额信贷机构进入发展的快速期,通过对具有代表性的美国、格莱珉、印度等小额信贷机构的发展特点梳理,从正反两个方面总结了小额信贷机构可持续健康发展的经验。为我国小额信贷机构顺利发展提供了启示,并据此提出了我国小额信贷产业发展的建议。 Starting from the development of Grameen Bank in Bangladesh, the international microfinance institutions have entered a period of rapid development. By combing the development characteristics of the representative microfinance institutions in the United States, Grameen and India, Summarized the microfinance institutions in the area of ​​sustainable and healthy development of the experience. It provides enlightenment for the smooth development of China’s microfinance institutions and puts forward suggestions on the development of China’s microfinance industry.