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与经济较发达地区相比,欠发达地区的信贷担保存在机制和机构等诸多方面的缺陷,亟须加以弥补近年来,随着信贷担保业务的发展,信贷担保机构在各地如雨后春笋般蓬勃兴起,这类与银行业相伴而生的专门机构在缓解中小企业及农民“贷款难”方面发挥了日益显著的作用。然而,在欠发达地区,农村信贷担保机构的发展却面临困境,存在的问题值得引起关注。
Compared with the more developed regions, credit guarantee in underdeveloped areas, mechanisms and institutions, and many other deficiencies, it is urgent to make up In recent years, with the development of credit guarantee business, credit guarantee agencies are booming around the country mushroomed, Such specialized agencies that are associated with the banking sector play an increasingly prominent role in alleviating the difficulties of SMEs and peasants lending. However, in underdeveloped areas, the development of rural credit guarantee institutions is in a dilemma, and the existing problems deserve attention.