互联网金融生态的建立要经历从萌芽、高速发展、问题频现到不断完善和发展的过程。对待互联网金融这一新兴业态,不要人为拔高,也不能在行业出现问题时肆意打压,而应不断认清其本质、尊重其作用,及时完善法律法规,依法进行规范。互联网金融如火如荼,从一个业务门类演绎成为新兴行业,形成了新的生态。从生物学的角度看,生态学是分析生物及其生活环境之间相互关系的科学。生态学将生物放到环境中去考察,重点研究生物在不同环境条件下的适应过程。从 The establishment of the Internet financial ecology to go through the process of sprout, rapid development, frequent problems to the continuous improvement and development. To treat this emerging new format of Internet finance, we should not artificially increase or weft it in the face of any problems in the industry. We should constantly recognize its essence, respect its role, improve laws and regulations in a timely manner, and regulate them in accordance with the law. Internet finance in full swing, from a business class interpretation into a new industry, forming a new ecology. From a biological point of view, ecology is a science that analyzes the interrelationships between living things and their living environment. Ecology Put biology into the environment to study, focusing on the study of organisms in different environmental conditions to adapt to the process. From