科技型中小企业的资金短缺表现之一是没有足够的资金购买所需的设备或配套技术,设法融资就是为购买设备或技术,既然目的在于用设备或技术进行生产,那么完全可以利用融资租赁来解决资金短缺的问题。融资租赁实际上是科技型企业解决设备购买资金不足的一条捷径之路。在美德日等国家,金融租赁已经渗透到了国民经济生活中,成为中小企业发展的坚强推动力。融资租赁在世界和中国的发展情况融资租赁是承租人和出租人双方订立租赁契约,承租人选择好供货人(又称“出卖人”)和租赁物,由出租人向供货人购买租赁物,承租人在出租期内使用租赁物,并向出租人支付租金。在出租期内,租赁物的所有权由出租人 One of the performance shortages of S & T-based SMEs is that they do not have sufficient funds to purchase the necessary equipment or supporting technologies. Finding financing is for the purchase of equipment or technology. With the aim of using equipment or technology for production, it is entirely possible to use the financing lease Solve the problem of shortage of funds. Financing leasing is actually a shortcut for science and technology enterprises to solve the shortage of equipment purchase capital. In countries like Virtues and Japan, financial leasing has infiltrated the national economy and has become a strong driving force for the development of SMEs. Financial leasing in the world and China’s development finance lease is the lessee and the lessor to enter into a lease contract, the lessee choose a good supplier (also known as “seller”) and the lease, from the lessor to the supplier To purchase the lease item, the lessee uses the lease item during the lease term and pays rent to the lessor. During the lease period, the ownership of the lease item is owned by the lessor