随着我国高等教育事业的快速发展,财政拨款已不能满足教育事业发展对资金的需求。银行贷款解决了高校仅依靠财政拔款需要若干年后才能实现的规模扩张难题,促进了高等教育事业的 With the rapid development of higher education in our country, the financial appropriation can no longer meet the demand for funds for the development of education. Bank loans have solved the problem of scale expansion that can only be achieved by relying on financial funds only after several years of operation, and have promoted the development of higher education